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What does our Premium insurance covers ?
Our premium comprehensive insurance without franchise covers the following :
- Civil Liability of the driver & the passengers
- Vehicle Fire
- Vehicle Theft (police report required)
- Broken windows
- Damages due to vandalism
- Legal protection
- Towing of vehicle during accident
- Wrong Re-fueling
- Puncture & burst tyres
- Minor scratches (if reported according to instructions)
- What to do Incase of Accident or Damage ?Please contact us first immediately & we will guide you through the process.
What the insurance does not cover ?
- Loss or theft of personal items in the vehicle.
- Traffic penalties or fines.
- Obvious misuse of vehicle for pleasure.
- Not following the maintenance instructions indicated by the vehicle.
- Driving under drug or alcohol influence.
- Accidents due to overspeeding.
- Damage done to vehicle stuck in mud.
- Driving without proper gears for weather conditions i.e. winter tyres during winter.
- If the driver does not possess any valid driving license during the accident then the damage will not be covered according to the regulations.
- If you do not inform us on time regarding the damages of the vehicle, then the insurance will not cover.